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THE LOAN PROCESS The basic loan process involves a lender providing a short-term unsecured loan to be repaid at the borrower's next payday. Typically, some verification of employment or income is involved (via pay stubs and bank statements), although according to one source, some payday lenders do not verify income or run credit checks[ and companies and francising have their own underwriting criteria. In the traditional retail model, borrowers visit a payday lending store . Source by ramonagrudda

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One of the main benefits of quick payday loans is the simplicity of application that can search multiple providers and apply for the most competitive options with the comfort of home. Online applications are very fast, easy and convenient. Only within one or two hour of initiating the loan they can be transferred to the accounts of individuals, provided their application got approved. Source by annasmith141

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Setting a budget is one of the first steps in gaining control of your finances. But how do you set a budget when you and your spouse aren’t on the same page? They say opposites attract, and sometimes it’s most clear when you’re talking about money. I understand. My husband and I have been there. I tend to be somewhat tight with our money and don’t see much value in frivolous spending. My husband enjoys fantasy football magazines, the occasional soda, and going to the movies from time to time… Source by lwsl

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